Remortgaging Solicitors

If you are searching for a better mortgage deal, pursuing a favourable interest rate or planning to raise additional finance for home improvements, you may be considering remortgaging your home. Remortgaging is an attractive option for many homeowners, but it is essential to find the best deal to protect your investment and keep your monthly repayments affordable.

 

  • Laura Burnard
      • 0117 909 4000
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  • Helen Dowden
      • 0117 909 8454
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  • Mark Griffiths
      • 0117 330 7727
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  • Julie Jordan
      • 01454 859 463
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  • Karen Lloyd
      • 0117 330 7727
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  • Charlee Purnell
      • 01454 807989
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  • Tom Halliday
      • 0117 9094461
      • 0117 9094475
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  • Richard Martin
      • 0117 9094478
      • 0117 9094475
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  • Nichola Foreman
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  • Tom Gabb
      • 0117 9094485
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At Henriques Griffiths, our dedicated team of residential property solicitors are highly experienced in guiding clients through the remortgaging process, making sure every legal aspect is taken care of to remove any possible delays or additional costs.

Whether you are looking to change your current mortgage lender or plan to secure a mortgage against a property that is currently mortgage-free, our remortgage solicitors will ensure that the process goes ahead with minimum stress and hassle.

We are Conveyancing Quality Scheme (CQS) accredited by the Law Society, providing assurance that our residential property services consistently meet the highest legal standards.

Speak to our remortgaging solicitors today

To speak to one of our remortgaging solicitors today, contact your local Henriques Griffiths office in Bristol or Winterbourne or, alternatively, you can use our simple enquiry form to ask a question or request a call back.

Remortgage FAQs

What does the remortgage process involve?

There are various steps to the remortgage process which our conveyancing solicitors in Bristol can guide you through, including:

  • Investigating your Title to ensure that the new lender’s security is enforceable and giving initial advice based on the information you have provided.
  • Requesting any unregistered Title Deeds and Redemption Statements for the old mortgage.
  • Requesting the new mortgage funds from your new lender.
  • Registering the new mortgage at the Land Registry and cancelling the old one.
  • In the case of leasehold properties, checking the lease and giving notice to the freeholder and management company of the new mortgage.

When can I remortgage?

The decision to remortgage will typically depend on the terms of your existing mortgage. It may be the case that your current mortgage has a fixed rate period, meaning you may not be able to remortgage without incurring hefty penalties. Our remortgage solicitors will be happy to review the terms of your existing mortgage on your behalf.

How long does remortgage conveyancing take?

The time it takes to complete a remortgage transaction will depend on individual circumstances, but in typical circumstances it will take several weeks to several months to complete the process. This is so long as the mortgage lender is prompt in issuing in the mortgage offer and there are no complex issues that need to be dealt with.

Why do I need a solicitor to remortgage?

It is essential that you work with an expert solicitor whenever you are remortgaging as they will be able to accurately check your details and ensure there are no hidden surprises that could otherwise catch you out in the future.

Your solicitor will handle all of the technical aspects of the transaction efficiently, easing the burden on you and allowing you to focus your attention on other important factors in your life.

Our remortgage fees

We aim to keep the cost of supporting your remortgage as transparent as possible without any hidden fees to worry about. We aim to provide a first-class service to all of our customers while also providing value for money.

In the majority of cases we work on a fixed fee basis, so you will have a clear idea about how much your remortgage is going to cost from the outset. If any additional costs arise during the process, we will discuss this with you at the earliest opportunity so we can discuss a way forward.

To find out more about how much your remortgage might cost, please get in touch or see our remortgage pricing page for further details.

Why choose Henriques Griffiths for remortgaging

At Henriques Griffiths, our residential conveyancing team have experience in dealing with all types of remortgage transactions. We place a strong emphasis on clear communication, so we will ensure that you are kept fully informed about the status of your application and that any queries you may have are answered promptly.

As a firm, we are accredited by the Law Society’s Conveyancing Quality Scheme (CQS) reflecting the high standards of our residential property services, including for remortgage transactions. We are also Lexcel accredited by the Law Society in recognition of out practice management and client care.

We are regulated by the Solicitors Regulation Authority (SRA), indicating our ability to continuously meet the highest legal and professional standards.

Speak to our remortgage solicitors in in Bristol today

To get in touch with one of remortgage solicitors, contact your local Henriques Griffiths office in Bristol or Winterbourne, our you can use our simple enquiry form to ask a question or request a call back.